Group Benefits and Commercial Services 209 Airport Rd PO Box 680 Clinton NC 28329
Employer Group Benefits
We offer the following Group Products for Employers:
  • Accident Insurance Helps offset the unexpected medical expenses, such as emergency room fees, deductibles, and co-payments that can result from a covered accidental injury
  • Cancer Insurance Helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans don’t cover. This coverage also provides a wellness benefit for specified cancer-screening test.
  • Critical Illness Insurance Complements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect cost related to a covered critical illness, which can often be expensive.
  • Disability Insurance Replaces a portion of your income to help make ends meet if you become disabled from a covered accident or illness. Plans will pay up to 70%of income for various benefit periods: 3, 6, 12, 24 months for short-term disability – 5 years and up to age 65 for long term disability – Elimination periods very and are selected by the company or the insured.
  • Group Dental Insurance This one of the most requested products by employees and is offered by over 70% of North Carolina employers. This product can be offered as an employer paid or 100% voluntary (employee paid).
  • Group Health Insurance We provide group and/or individual health insurance through various companies, which can be fully insured or self funded.
  • Hospital Confinement Insurance Provides a lump-sum benefit for a covered hospital confinement and covered outpatient surgery to help offset the gaps caused by co-payments and deductibles that are not covered by most major medical plans.
  • Identity Theft Insurance Identity theft is America’s fastest growing crime and over 300,000 victims suffered in North Carolina last year alone.
  • Long Term Care
  • Pre-Paid Legal Services Pre-Paid Legal gives you access to retained lawyer on-call 24-hours a day and offers you protection, security and peace of mind.
  • Retirement Plans Provides security for your employees at time of retirement and includes pension plans, profit sharing and 401K.
  • Vision Insurance Covers eye exams in full or offer co-pay options and provides 100% coverage or discounts for hardware. Vision coverage can be employer paid or employee paid (voluntary).
Employee Group Benefits
You can find the forms and information for the services provided through your employer here:
Individual Benefits
We offer the following Individual Products:
  • Individual Medical Insurance Available to individuals, adults and children, that does not have group coverage. YOU CAN NOT BE DECLINED!
  • Medicare Supplement Pays what Medicare does not pay. Available to individuals covered by Medicare.
  • Short Term Medical Inexpensive major medical to cover a short period of time. These plans are available for 30 up to 180 days. This coverage is for an individual graduation college before getting that first job or employees between jobs.
  • Life Insurance Enables you to tailor coverage for your individual needs and helps provide financial security for your family members. Life policies can be purchased on the employee or any eligible family members. Optional life products are portable.
Request A Quote
We would be glad to provide a tailored quote for your specific needs. Please use our form to request a quote:
Group Benefits and Commercial Services209 Airport Rd, PO Box 680, Clinton NC 28329T: (800) 789-6598 P: (910) 592-8611 F: (910) 592-8615